New Zealand Travel Insurance

• Medical Expenses: Coverage for medical treatment and hospitalisation if you fall ill or have an accident while travelling.
• Emergency Evacuation and Repatriation: Coverage for emergency medical evacuation to the nearest suitable hospital or repatriation back to your home country.
• Trip Cancellation/Interruption: Compensation for non-refundable expenses if you need to cancel or cut short your trip due to covered reasons, such as illness, injury, or unforeseen events.
• Baggage and Personal Belongings: Coverage for lost, stolen, or damaged luggage and personal items during your trip.
• Travel Delay: Compensation for additional expenses incurred due to travel delays.
• Personal Liability: Coverage in case you are held legally liable for causing injury to others or damaging their property.
• Adventure Sports Coverage: Optional coverage for activities like skiing, bungee jumping, and other adventure sports.
• Rental Car Excess: Coverage for the excess amount if you rent a car and it gets damaged or stolen.

• Coverage is available for individuals, families, and groups.
• Both short-term and long-term policies are offered, depending on the length of your stay in New Zealand.

How To Purchase?

• You can purchase New Zealand travel insurance directly from the So Easy Travel Insurance website or through their customer service.
• Make sure to provide accurate travel dates and personal information to get a precise quote.

Important Considerations

• Review the policy exclusions and limitations carefully.
• Confirm whether the insurance covers pre-existing medical conditions if applicable.
• Check if the policy meets your specific needs, especially if you plan on participating in any high-risk activities.

If you need more specific information, like exact pricing or detailed policy documents, it would be best to visit their official website or contact their customer service directly.

• Online Claims: Most claims can be submitted online through the So Easy Travel Insurance website. You’ll need to provide details of the incident, any supporting documentation (such as medical reports, police reports, receipts, etc.), and your policy number.
• 24/7 Assistance: The insurance typically includes 24/7 emergency assistance services, where you can get help with medical emergencies, lost documents, or travel disruptions.
• Processing Time: Claim processing time can vary depending on the complexity of the case, but generally, straightforward claims are processed within a few weeks.

Additional Optional Coverage

• Winter Sports Coverage: If you’re planning to ski or snowboard in New Zealand, consider adding winter sports coverage, which covers equipment loss/damage and specific medical emergencies related to these activities.
• Business Travel Coverage: For business travellers, additional coverage may be available for lost or damaged business equipment, as well as coverage for work-related incidents.
• Cancel for Any Reason (CFAR): Some policies may offer the option to add CFAR coverage, allowing you to cancel your trip for any reason and still receive partial reimbursement.

Policy Extensions

• Trip Extension: If you decide to extend your stay in New Zealand, you can usually extend your policy as well. Be sure to request the extension before your original policy expires.
• Multi-Trip Policies: If you travel frequently, a multi-trip annual policy might be more economical. This covers multiple trips within a year, usually up to a certain number of days per trip.

Exclusions To Watch Out For

• High-Risk Activities: Some high-risk activities may not be covered unless specifically added to your policy. This includes things like bungee jumping, skydiving, or scuba diving.
• Pre-Existing Conditions: Medical conditions you had before purchasing the insurance may not be covered unless explicitly stated in the policy.
• Alcohol and Drug-Related Incidents: Incidents that occur while under the influence of alcohol or drugs are typically excluded from coverage.