Philippines Travel Insurance

• Medical Coverage: Coverage for medical emergencies, including hospital stays, treatment, and necessary medications while in the Philippines.
• Trip Cancellation & Interruption: Reimbursement for non-refundable expenses if your trip is cancelled or interrupted due to covered reasons like illness, injury, or unexpected events.
• Baggage Protection: Compensation for lost, stolen, or damaged baggage, including essential travel documents and personal items.
• Emergency Assistance: 24/7 access to emergency services, including medical evacuation, legal support, and assistance with emergency travel arrangements.
• Personal Liability: Coverage in case you are held responsible for causing injury to someone or damage to property during your stay in the Philippines.
• Natural Disaster Coverage: Optional coverage for natural disasters, such as typhoons or earthquakes, which are more common in the Philippines, ensuring protection in case of trip disruptions or emergencies.

Additional Benefits:

• COVID-19 Coverage: Coverage related to COVID-19, including medical treatment if you contract the virus, or reimbursement for trip cancellation due to a positive test.
• Travel Delay and Missed Connection: Compensation for additional expenses incurred due to flight delays, missed connections, or prolonged layovers.
• Adventure Sports Coverage: Optional coverage for activities like diving, surfing, and other adventure sports that are popular in the Philippines.
• Rental Vehicle Insurance: Coverage for damage or theft of rental vehicles if you plan to rent a car or motorbike during your stay.
• Family Plans: Special plans that cover the entire family travelling together, often at a discounted rate compared to individual policies.

• Exclusions and Limitations: Always review the policy for exclusions, such as pre-existing medical conditions, high-risk activities not covered under standard plans, or travel to areas under government advisories.
• Claim Process: Ensure you understand the process for filing a claim, and keep all necessary documentation, including receipts, medical reports, and proof of trip disruption, to support any claims.
• Cultural and Legal Compliance: Verify that your insurance provides adequate coverage in the context of local laws and cultural practices in the Philippines.

With its stunning beaches, bustling cities, and diverse landscapes, the Philippines offers a unique travel experience. However, like any destination, it also comes with potential risks such as natural disasters, health concerns, and travel disruptions. Having comprehensive Philippines travel insurance ensures that you are protected against these risks, allowing you to focus on enjoying your trip.

Before purchasing, it’s advisable to compare different plans and consult with an insurance advisor to choose the best travel insurance policy for your trip to the Philippines.

The cost of Philippines travel insurance with So Easy Travel Insurance depends on several factors:

• Age of Traveler: Older travelers may face higher premiums due to increased health risks.
• Duration of Travel: Longer trips typically cost more to insure.
• Coverage Level: Choosing higher coverage limits or more comprehensive plans will increase the premium.
• Destination Risk: While the Philippines is generally a safe travel destination, certain areas or activities may increase the risk and thus the cost.

Exclusions:

It’s important to be aware of common exclusions that might apply to travel insurance plans:

• Pre-existing Medical Conditions: Unless specifically covered, pre-existing conditions may not be covered.
• High-Risk Activities: Some plans may exclude high-risk sports or activities unless you purchase additional coverage.
• Non-Insured Events: Events like war, civil unrest, or pandemics may be excluded unless explicitly covered.

• Documentation: Ensure you have all necessary documentation, such as medical reports, police reports (for theft), and receipts for any expenses you wish to claim.
• Timeliness: Submit your claim as soon as possible, as there are often deadlines for filing claims.
• Support: So Easy Travel Insurance typically offers online claim submission, but you can also seek assistance through their customer service if needed.

Travel insurance is a critical part of ensuring a safe and worry-free trip, and So Easy Travel Insurance offers various options to fit different types of travellers heading to the Philippines.